1. ACCEPTANCE OF TERMS
By accessing and using the Scrutiny Finance website (scrutinyfinance.com), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. These terms constitute a legally binding agreement between you and Scrutiny Finance. If you do not agree to these terms, please discontinue use of our website immediately.
2. SERVICES OVERVIEW
Scrutiny Finance provides currency exchange services, international money transfers, and related financial services. Our services are subject to regulatory compliance, market conditions, and availability. We reserve the right to modify, suspend, or discontinue any service at our discretion with appropriate notice.
3. WEBSITE USAGE
You may use our website for lawful purposes only. You agree not to use the website in any way that could damage, disable, overburden, or impair our servers or networks. Unauthorized use of our website may give rise to a claim for damages and/or be a criminal offense.
4. INTELLECTUAL PROPERTY RIGHTS
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Scrutiny Finance and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
5. USER RESPONSIBILITIES
Users are responsible for providing accurate and complete information when using our services. You must comply with all applicable laws and regulations, including anti-money laundering and know-your-customer requirements. Any fraudulent or illegal activity will result in immediate termination of services and may be reported to authorities.
6. PRIVACY AND DATA PROTECTION
Your privacy is important to us. Our collection, use, and protection of personal information is governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. By using our services, you consent to our data practices as described in our Privacy Policy.
7. FINANCIAL TRANSACTIONS
All currency exchange rates are subject to market fluctuations and may change without notice. Rates quoted are valid for a limited time and may expire. Transaction fees and charges will be clearly disclosed before completion of any transaction. All transactions are final once processed.
8. LIMITATION OF LIABILITY
Scrutiny Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities. Our total liability shall not exceed the amount of fees paid by you for the specific service giving rise to the claim.
9. FORCE MAJEURE
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, government actions, or technical failures.
10. DISPUTE RESOLUTION
Any disputes arising from these Terms and Conditions shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in California, and the decision shall be final and binding.
11. GOVERNING LAW
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to conflict of law principles.
12. MODIFICATIONS TO TERMS
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any modifications constitutes acceptance of the revised terms.
13. SEVERABILITY
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
14. CONTACT INFORMATION
For questions regarding these Terms and Conditions, please contact us at:
Email: legal@scrutinyfinance.com
Phone: (337) 564-5362
Address: 915 W Foothill Blvd #281, Claremont, California 91711
Last Updated: January 2025